Student Life6 min read2025

Cost of Living Comparison: Budget Plan for Germany – USA – UK

Rent, transport, groceries and insurance: a practical budget approach for three countries.

Split Your Budget into 4 Buckets

  • Housing: rent + deposit + utilities
  • Daily life: groceries, eating out, personal spending
  • Transportation: local/intercity
  • Mandatory items: insurance, phone, school/institution fees

Country-Specific Notes

  • City differences are often larger than country differences
  • Understand deposit/contract terms early
  • Keep a separate “setup budget” for the first month